Why Buying Off-the-Plan Might Be the Smartest Move You Make This Year

In a property market that’s always evolving, buying off-the-plan (OTP) is proving to be a strategic, cost-effective, and increasingly popular option—especially for couples without kids, urban dwellers, and future-focused homebuyers.

Milli luxury townhomes available off the plan, with customisation and up to $91k savings in Stamp Duty.

According to the latest Off-the-Plan Path to Purchase Insights Report 2025, more Australians are streamlining their property journeys, with the average time to buy OTP dropping from 28.3 months in 2024 to just 23.1 months in 2025. And it’s not hard to see why.

Lower Upfront Costs and Smart Savings

One of the strongest drawcards? Lower upfront costs. Over 50% of surveyed buyers cited savings on stamp duty and the ability to put down a smaller deposit—with more time to save—as major advantages. For buyers wanting a financial head start, OTP offers a pathway into the market without the pressure of large, immediate payments.

A Fresh Start, Your Way

There’s something powerful about being the first person to call a property home. More than half of respondents said they were attracted to the ‘first owner feel’—a brand-new home, untouched, pristine, and ready for your personal touch. Even better? With many developments allowing customisation, OTP buyers have the chance to tailor floorplans, finishes, and fixtures to suit their taste.

Low Maintenance Living in the Right Locations

Modern OTP projects are designed for ease, efficiency, and lifestyle. Think energy-efficient builds that save you money, and locations that place you within walking distance of cafés, entertainment, transport, and green space. These benefits especially resonate with Gen X and Millennial buyers seeking vibrant, connected communities without the maintenance headaches of older homes.

Confidence in the Process

It’s natural to be cautious—headlines about construction delays or developer insolvency haven’t gone unnoticed. That’s why developer and builder reputation is more important than ever. Today’s OTP buyers are doing their research and leaning into trusted, transparent project teams. When those boxes are ticked, OTP becomes a low-stress, high-reward way to buy.

Ready to Take the Next Step?

Whether you're just dreaming, actively searching, or nearly ready to sign, off-the-plan could be the opportunity that gives you time to plan, personalise your home, and gain financial flexibility. If you're after modern living, smart savings, and a fresh start—buying off the plan might just be the move that sets you up for your next chapter.